Everyone’s home will have a unique value and face a unique set of risks. Such factors will influence how much you will have to pay for your policy. Some of the factors that influence premiums might include:

• The policy limits you choose
• Your home’s value
• Your location
• The value of your possessions
• Whether you have a pet
• Your claims history
• Proximities to police, fire and ambulance services

Generally, the more risks you have, the more you might have to pay for your policy. However, we’ll help you get the right balance of coverage to financially protect you, but also keep your rates affordable.