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Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:


  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Auto insurance in Texas is essential for drivers to protect themselves financially in case of accidents. To find the best auto insurance in Texas, you should consider factors such as coverage options, deductibles, premiums, customer service, and financial strength ratings of insurance companies. Comparing quotes from multiple insurance providers can help you find the most suitable coverage at a competitive price.

When it comes to auto insurance, finding the most affordable rates is a top priority for many drivers in Texas. The question on everyone’s mind is, “Who has the cheapest car insurance in Texas?”


While there are several factors that can impact the cost of car insurance, such as your driving record, age, and type of vehicle, some insurance companies consistently offer competitive rates in Texas.


One of the key players known for providing affordable car insurance in Texas is New Day Insurance Agency. We have a strong presence in the state and offer various discounts that help policyholders save on their premiums.

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