What does full coverage insurance cover?

We recommend you consider adding extra coverage to your policy. Ask your agent about:

  • Higher liability limits: There is no guarantee that the state’s minimum liability limits will cover all of a third party’s losses. By getting more coverage, you’ll be able to provide them with more money that you don’t have to pay on your own.
  • Collision insurance: After a car wreck, use this coverage to pay for your vehicle damage.
  • Comprehensive insurance: This coverage pays for damage to your car that comes from non-accident hazards. It might cover damage from fires, severe weather, theft, vandalism and more.
  • Personal injury protection (PIP coverage): If you or your passengers get hurt in a wreck, this coverage can help you pay for medical bills. It might also pay for other costs, like lost income.
  • Rental car reimbursement: Coverage will pay to help you get a temporary vehicle while you don’t have access to your personal car.
  • Roadside assistance: Many insurers provide services to deliver gas, tire changes and towing services to stranded motorists.